The 2011 Chevy Silverado 1500 and 2011 Colorado are both available with the choice between $2,500 cash back and 0% financing for 60 months. The financing incentive is a better deal on both trucks. The least expensive Colorado starts at $17,045. With the financing incentive, that Colorado will cost $284.08 each month. The same truck with $2,500 cash back will cost you $300.52 with a 60-month, 6 percent interest rate loan. The savings get more dramatic as the price of the trucks increases, so if you qualify for the 0% interest rate, it’s definitely the best choice.

The 2011 Chevy Equinox (shown here) is available during January with a 2.9% interest rate loan incentive for 36 months.

Chevy is offering the 2011 Traverse with the choice between $2,000 cash back and a 0% interest car loan for up to 60 months. Like the Colorado deal broken down above, the financing deal is a much better choice than the cash back on the 2011 Traverse.

During January, the 2011 Chevrolet Malibu is on sale with the choice between a $2,500 cash back rebate or 0% financing for 60 months.

This month, the 2011 Chevy Cruze can be bought with a 2.9% interest rate loan incentive for 60 months.

The 2011 Chevy Camaro and Corvette are both available with 3.9% financing incentives for up to 60 months during January.

This month, the 2011 Chevy Impala is available with either a 0% financing incentive for 60 months or $3,500 cash back.

The 2011 Chevy Aveo is available with $1,500 cash back or 3.9% financing for up to 60 months. If you’re shopping for a small car and considering the Aveo, it might be worth your time to wait for the new 2012 Chevy Sonic, which will replace the Aveo next year.