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Apr 25th, 2008 by Liz Opsitnik

Most people’s first car is a hand-me-down or a junker. You probably didn’t have to take out a loan to buy it. Maybe now you’re a little older and you need to replace that heap of rusty metal with a more reliable and newer car.

Can’t pay in full? There’s a good certainty that you will have to apply for an auto loan to purchase your new car, even if it’s used.

If you’ve never gone through the auto loan process, it can be very scary. Things like interest rates, credit scores, terms of payment, financing and incentives can be confusing for the first-time auto loan buyer. While your parents and older siblings will give you good advice, it still helps to do your own research.

Click here to read a great article titled “What you need to know about Auto Loans” to get some information on the basics.


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