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Mar 14th, 2008 by Frank Mangano

With news of manufactureres cutting production on large trucks and SUV’s another announcement recently really turned my head. Chrysler is shutting down! That is right they are shutting down for two weeks this summer. Did I wake up and find myself in Europe? No, Chrysler says they are doing much needed changes to production lines. Is it really a cost saving measure due to these difficult times? You bet it is, Chrysler will not have to pay any temporary workers during that time.

 So, lets look at how your monthly payments on a new auto loan will stretch:

– manufacturers making less cars is a sign they can’t sell them (you are in the drivers seat)

– manufactureres are cutting back paying wages (you are in the drivers seat)

– incentives and rebates from manufacturers is at an all time high (you are in the drivers seat)

– government is sending you tax rebates and extra cash incentives to spend money (ok it only helps a bit here)

– loan rates are down, since Jan 1st they have dropped almost .5% (you are in the drivers seat)

So if it is time to by a car for you, or your gas guzzling big truck is costing $75 to fill up, this maybe the perfect storm for you to get into the drivers seat! 


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